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Need finance for a new vehicle or equipment?

Whether it’s a car or another asset, we help you understand available finance options and how different structures may apply to your situation.

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What is asset finance?

Asset finance refers to lending used to purchase vehicles, equipment, or other significant items.

Depending on your circumstances, this could include:

  • Personal vehicle finance

  • Business vehicles

  • Commercial equipment

  • Machinery or specialised assets

 

We help you understand what options may be available and how they work.

Clear options. Straightforward guidance.

How the process works

A clear and practical approach:

1. Understand the asset and purpose
We review what you’re purchasing and how it will be used.

2. Assess your financial position
Income, expenses, and existing commitments.

3. Explore suitable structures
Based on lender criteria and eligibility.

4. Guide you through next steps
Including documentation and approval requirements.

You’ll know what’s involved before proceeding.

Common finance structures

Asset finance can be structured in different ways, depending on your situation.

This may include:

  • Secured loans

  • Chattel mortgage arrangements

  • Commercial hire purchase

  • Finance leases

 

We explain how each structure works and what may apply to you.

Things to consider

 

Before committing to asset finance, it’s important to consider:

  • Loan term and repayment amounts

  • Fees or establishment costs

  • Ownership structure

  • End of term or balloon payments

  • Ongoing obligations

 

We help you understand these factors clearly so you can make an informed decision.

Novated Leasing

A novated lease is a vehicle finance arrangement that involves you, your employer, and a finance provider. Repayments are typically made through your salary, which can change how the arrangement is structured.

We help you understand how novated leasing works, what responsibilities are involved, and whether it may suit your circumstances before you move forward.

Why work with a broker?

Asset finance options can vary between lenders.

We provide:

  • Access to a range of finance providers

  • Clear explanation of structural differences

  • Guidance tailored to your circumstances

  • Support through the application process

 

Our focus is clarity and suitability.

Frequently asked questions

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Looking to finance an asset?

Let’s review what you’re purchasing and explore which finance options may suit your situation.

Thanks, we'll be in touch soon!

Not sure where you stand?

Let’s talk through your options and see what could work for you.

0410 926 506

 

© 2026 by Ausfinity Finance. Powered and secured by Wix

 

Corryn Schofield (Trading as Ausfinity Finance ACN 693279453)
Credit Representative 575868
Authorised under Australian Credit Licence 389328

Ausfinity Pty Ltd (ABN 46 693 279 453) trading as Ausfinity Finance

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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