Privacy Policy

Ausfinity Finance

Last updated: 15.02.26

1. Who we are

Ausfinity Finance is operated by:

Corryn Schofield (Trading as Ausfinity Finance)
Credit Representative 575868
of Locale Financial Pty Ltd
Australian Credit Licence 389328

We are committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

This policy explains how we collect, use, disclose and store your personal information.

2. What information we collect

We may collect personal information that is reasonably necessary to provide credit assistance services, including:

Full name
Date of birth
Contact details (email, phone, address)
Employment and income details
Financial information (assets, liabilities, expenses)
Identification information
Credit history information
Information about the property or asset you are seeking finance for

We may also collect information when you:

Submit an enquiry form
Book an appointment
Contact us by phone or email
Visit our website

3. How we collect your information

We collect information:

Directly from you
Through online forms on our website
Through phone, email or in-person conversations
From third parties such as lenders, credit reporting bodies, aggregators, or service providers (with your consent)

We only collect information that is reasonably necessary to assist you with your enquiry.

4. Why we collect your information

We collect and use your information to:

Assess your financial situation
Provide credit assistance
Recommend suitable loan or finance options
Submit applications to lenders (with your consent)
Comply with legal and regulatory obligations
Manage our internal records
Respond to enquiries

We may also use your contact details to provide relevant information about finance services, unless you opt out.

5. Credit information and credit reporting bodies

In providing credit assistance, we may collect and use credit-related information.

With your consent, we may obtain a credit report from a credit reporting body and may disclose information to lenders or other credit providers to assess your application.

Credit reporting bodies may include:

Equifax
Experian
illion

These organisations hold information about credit history and may use and disclose that information in accordance with the Privacy Act.

6. Disclosure of personal information

We may disclose your information to:

Lenders and credit providers
Locale Financial Pty Ltd (Australian Credit Licence 389328)
Aggregators and compliance service providers
Credit reporting bodies
External CRM and IT service providers
Professional advisers (such as accountants or lawyers, where relevant)
Regulatory authorities where required by law

We do not sell personal information.

7. Overseas disclosure

Some service providers (including software or CRM providers) may store data on servers located outside Australia.

Where this occurs, we take reasonable steps to ensure your information is handled in accordance with Australian privacy laws.

8. Website data and cookies

Our website may collect technical information such as:

IP address
Browser type
Pages visited
Date and time of visits

This information helps us improve our website and user experience.

We may use cookies or similar technologies. You can disable cookies in your browser settings, although this may affect website functionality.

9. Storage and security

We take reasonable steps to protect your personal information from misuse, interference, loss, unauthorised access, modification or disclosure.

These steps may include:

Secure digital storage systems
Password protection
Encrypted communication where appropriate
Access controls

We retain information only as long as required to provide services and comply with legal obligations.

10. Access and correction

You may request access to the personal information we hold about you.

If any information is incorrect or out of date, you may request that it be corrected.

Requests can be made using the contact details below.

11. Complaints

If you believe we have breached the Australian Privacy Principles, please contact us first so we can attempt to resolve the issue.

If your complaint is not resolved, you may contact:

Australian Financial Complaints Authority (AFCA)
Website: www.afca.org.au
Phone: 1800 931 678

You may also contact the Office of the Australian Information Commissioner (OAIC).

12. Contact us

If you have questions about this Privacy Policy or how your information is handled, please contact:

Ausfinity Finance
Email: info@ausfinityfinance.com.au
Phone: 0410 926 506